Welcome to your information source for 2013 voluntary benefits
Please see information below for voluntary benefits that are offered to you:
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Universal Life Insurance
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Mature Mike’s story
Mike’s employer provides a basic amount of term life insurance. That might have been enough when he was
carefree and single. Now, Mike has a family, a mortgage and other responsibilities. He wants to make sure they will all be
taken care of if he dies. Mike’s employer offers a Universal Life insurance plan that even goes with Mike if he were to stop working there. Mike
sees this as a great opportunity to get the coverage that he needs at an amount that he can afford.
Universal Life Insurance rates are based on several variables such as: desired benefit amount, age, smoking status, etc., benefit counselors are available to help you determine the best coverage options for you and your family.
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Accident Coverage
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Active Tom’s story
Tom is a single guy who likes to have fun during his spare time. For fun Tom gets together with his buddies on the weekend and plays some pickup basketball games at the local park. Tom knows the risk he takes by going out and playing a contact sport at age 30. Tom is smart and has medical insurance but he knows that is not always enough. Unfortunately for Tom the risk finally presented itself by him tripping over one of his teammates feet while running down the court. He has to go to the emergency room and he was diagnosed with a torn knee ligament and a broken toe. Tom had one lucky break— his voluntary accident insurance paid him $600. That is a lot of money that he now does not have to pay out of his own pocket.
For approximately $9.18 per pay period, Tom has accident coverage to meet his needs.
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Critical Illness with Cancer coverage
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Loving Laura’s story
Laura was planning her daughter’s wedding when a stroke disrupted her plans. Thanks to her critical illness coverage she
received $20,000 from the critical illness providerand was able to afford the treatment that her medical insurance did not cover. Laura was also able to continue to help plan her daughters wedding because she did not have to stress about affording treatment. She was able to focus on her goal for
recovery; to dance at her daughter’s wedding. Laura is so thankful that she enrolled in this plan when she was 42 years old as a non-smoker.
She was able to lock her premiums in at $16.70 per pay period.
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